Modern Family Insurance Agency Inc Logo
Get A Quote
Facebook Twitter LinkedIn Yelp* Google Places Blog RSS Feed
Call Us Today: 770-928-9122
Auto Insurance
Home Insurance
Business Insurance
Life and Health Insurance
Quote Center
First Name Last Name
Email:
Phone:
Zip:
Interest:
Real Time Quotes
Refer a Friend

Modern Family Insurance Blog

Mortgage Payment & Insurance Dec 6, 2015
Is Homeowners Insurance Included in the Mortgage Payment?
Homeowners insurance is not included in your mortgage payment, unless it is escrowed. Today, creating an escrow account that covers your mortgage payments, your home insurance and even your property taxes is common practice.

Additionally, your mortgage insurance is typically included in your mortgage payment. This is paid if your loan exceeds 80 percent of your home’s value. Mortgage insurance does not insure your home. It insures the bank if you default on your loan.Is Homeowners Insurance Included in the Mortgage Payment?

Homeowners insurance is not included in your mortgage payment, unless it is escrowed. Today, creating an escrow account that covers your mortgage payments, your home insurance and even your property taxes is common practice.
Additionally, your mortgage insurance is typically included in your mortgage payment. This is paid if your loan exceeds 80 percent of your home’s value. Mortgage insurance does not insure your home. It insures the bank if you default on your loan.
Gutter Cleaning Aug 30, 2015
Think twice before cleaning your own gutters. I am not good on a ladder. If you work on one every day it is one thing. But, if you are neverr on a ladder don't take the chance of injury.

Instead hire a reputable gutter cleaning service to take care of that for you.

It is worth it!


The Heat Aug 1, 2015
Temperatures are high across the south. Drink water - atleast 8 glasses a day.

Make sure your car cooling system is in good condition.

Check with Modern Family for your automobile insurance review
Read Your Policy Jul 21, 2015
Did you know it is a good idea to read your policy? Atleast glance over it and develop a few questions. Call your agent and ask for some answers. This gives you a good idea how up to date your agent is and also goes a long way in holding down misunderstandings.

I'm often asked the rating of a insurance company. And folks do all kinds of research on a company. I think it is more important to ask your agent a few tough questions. When it comes down to a claim your agent will be the one who helps you - or doesn't!
Towing Benefits Jun 1, 2015
Do you have towing coverage on your auto insurance? Most people will answer yes. But, what does that mean? Here are some variations of towing insurance for auto insurance. You can see it varies widely. What do you have?

$50.00 flat payment per towing event
$100.00 flat payment per towing event
Usual and customary up to 15 miles.
Usual and customary up to 100 miles

There are more variations. I tried to his the important ones. Learn what you have before the tow truck arrives. Or you may help pay the bill!!
Blog Archive - Search Blog
Email Subscription
RSS Feed
1001 Weatherstone Pkwy Ste 440 Woodstock, GA 30188 | Phone: 770-928-9122 | Email Us | Get Map