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Home Owner Check Up

Oct 10, 2013
Here are a few things to check up on your home owner policy.

1. Water back up of sewers and drains - Consider carefully this add on coverage. Is it part of a basic home owner policy? Typically not. Talk to us or your agent about this coverage and how it will work for you.

2. Deductible - I often hear that a 2500 deductible is a good idea. Wrong!! It is a great idea for the insurance company but not such a good idea for you. You may pay 1100.00 for a year of coverage with a 1000 deductible but 1059.00 with a 2500 deductdible. Make sure you save enough for this high deductible to make sense. Remember, that you have to pay the deductible each time you have a claim. 3 claims in one storm season could be a budget buster.
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1001 Weatherstone Pkwy Ste 440 Woodstock, GA 30188 | Phone: 770-928-9122 | Email Us | Get Map